Finance

Monthly Budget Tracker Excel Template

Track your monthly income and expenses with automatic calculations and visual charts.

Formulas to customize this budget

  • Variance: =Actual-Budget in the Difference column.
  • Percent of budget: =Actual/Budget with IFERROR for divide-by-zero.
  • YTD roll-up: =SUM(Jan:Dec) across monthly sheets.
  • Pair with [SUMIFS](/functions/sumifs/) when splitting by department.

Related Excel learning

  • [Percentage formulas](/blog/excel-percentage-formula/) for variance %
  • [Conditional formatting](/blog/conditional-formatting-in-excel/) for overspend alerts
  • [Financial functions](/guides/excel-financial-functions-guide/)

Template features

  • Income tracking
  • Expense categories
  • Monthly summary
  • Charts & visualizations
  • Year-over-year comparison